Posts Tagged With: travel insurance

There are 5 articles tagged with “travel insurance” published on this site.


According to a recent article in Forbes, “travel protection” was originally offered by cruise lines and other travel organizations as self-funded trip cancellation protection that paid the cancellation penalties if a client canceled a trip. It was sold through travel advisors and the travel organization’s own telephone reps for a modest price.

The idea was simple: If a cruise line booked a stateroom for a client who later wanted to cancel, they could cancel and receive a full cash refund or credit—if they had purchased the Trip Protection Option. This was a low risk to the cruise line, since the stateroom could be resold to another passenger. It was an easy sell for travel advisors and paid a low commission.

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Travel trade insurance company Trawick International provided a useful snapshot of each major cruise line’s pre-trip health and safety requirements in a TRO webinar last week.  The webinar provided information current as of last week, though fast-moving protocols may potentially change tomorrow. The webinar will be posted on TRO’s Webinar Page on Monday afternoon, August 8th. Read the rest of this entry »

In 30 years of involvement with the travel industry, I thought travel insurance was one product on which I could always count. My awakening occurred last year when one of my clients and I canceled a repositioning cruise from Japan to Alaska by way of Siberia.

Although Japan was closed entirely to cruisers, and the CDC said visiting Japan was unsafe, the cruise line wouldn’t officially cancel the cruise. This enabled them to defer providing refunds and permitted them to keep the $200 penalty guests had to pay if they canceled the cruise themselves. The $200 penalty caused our insurance company (one of the leading travel insurers sold by travel advisors) to deny our request to “roll” our insurance payments to a future cruise. The cruise line eventually returned our deposit, less the $200 fee, but the insurance company was adamant about keeping our entire deposits.

The insurance company representative argued that the $200 penalty exposed their firm to future claims I might make. I replied that neither my client nor I sought a refund on the insurance. I even said I would waive my rights to make future claims.

Everyone on this cruise who had bought insurance through this company and canceled the voyage had been charged the $200 fee. All those cruisers were being ruled Read the rest of this entry »

Over the past few weeks, we have seen some exciting announcements from Europe about travel regulations for international travelers. Greece was the first European nation to announce that it would allow international travelers to visit, if they can show proof of vaccination against the COVID-19 virus. Then, Italy announced that it would be opening immediately to international travelers, who also can show evidence of immunization. The announcement by Italy and Greece marks a huge milestone for international travelers who want to frequent Europe.

On the domestic side, New York has announced that it hit its COVID-19 vaccination milestone, which allows it to end all restrictions put in place during the pandemic. You can now travel to New York City and enjoy all of the activities the great city has to offer, without any restriction. Read the rest of this entry »

More and more people are getting vaccinated across the United States each day, and countries across the globe are starting to reopen for American travelers who are vaccinated against the COVID-19 virus. As reported by the New York Times on April 25, 2021, tourists from America who have been fully vaccinated against Covid-19 will be able to visit the European Union over the summer. This is exciting news for all of us that have been waiting anxiously to begin traveling again. Read the rest of this entry »